For financial advisers
It opens on row 1, sorted however you left it last. Everything you need is in there somewhere, which is not the same as being in front of you.
So things get overlooked. Not because you forgot the client, but because nothing ever put the date where you would see it. A premium that moved. A birthday that passed on Tuesday. The person you meant to call in March.
Nobody misses a client. People miss dates.
Which is why people end up making a separate tab, just to get the things they care about onto one page.
Nothing in that sheet is wrong. It just doesn't answer anything. To find out who has a premium due this fortnight, you have to go looking — and you only go looking when something has already reminded you to.
You can build something dashboard-shaped in there. Filters, colour rules, a pivot table. Some advisers do, and it works. Then you maintain it — and it is still only right until the next premium is paid.
Aqenta is nothing but the dashboard. It opens on today and answers three questions before you've touched anything:
Premiums roll forward on their own when you mark one paid — monthly, quarterly, half-yearly, annual. A premium due on the 31st stays on the 31st, even after it passes through February. Anything missed stays visible instead of quietly disappearing.
It watches for the CPF conversations too: clients reaching 55 or 65 inside the next sixty days, and birthdays before they pass.
No account. No server. No cloud. The whole book is stored encrypted on your device, and I have no copy of it — not because I promise not to look, but because it was never sent anywhere.
Import your existing spreadsheet in one go. Export an encrypted backup whenever you like. Your data leaves as easily as it arrived.
Each of these is a decision, not a gap.
It is a servicing register — a better version of the spreadsheet you already keep. It is not a record of advice, and it is not trying to become one.
Free. The point is honest feedback about whether this is actually useful in a client meeting, not revenue. If it turns out your spreadsheet was fine, that is a useful answer too.
Tied agents and IFA reps both — the messier your book, the more useful you are to me.
Ask about the beta